Enerscore

Our project risk assessment method.

What is this

&it is an indicator that shows, in a simple and immediate way, the level of risk of the investment.

Each project is assigned a score (between 3 and 10) which corresponds to a rating: A +, A, B +, B, C.



What is it for?

Based on the calculation of this rating, the proposer offers a different rate of return: higher for riskier projects and lower for safer projects.

WARNING: This value represents an element of reflection that an investor must consider when deciding to participate in the loan. Investing always involves risk.

How do you get it?

The EnerScore is obtained from 3 distinct analyzes

Each single analysis produces a result, a partial rating, which is assigned a weight, and which is considered within a weighted average process.

Credit analysis

60%

A Credit Reliability Assessment on the financial soundness of the borrower (proponent).
It includes the analysis of the proposer and the preparation of a preliminary report, to then arrive at an in-depth analysis that will produce a detailed document on the situation of the "debt contractor".

For the analysis Ener2Crowd relies on an external and impartial company: EasyFintech.

Technical-Economic Analysis

30%

It aims to verify the environmental, energy and economic performance data provided by the proponents, in order to verify the sustainability of the debt contracted with respect to the project.

The goal is to propose exclusively projects with a strong ecological impact, sound from a financial and technical point of view.

Company historicity

10%

it is important to know and let people know that the companies that are on Ener2Crowd have not improvised but have been able to stay in the market for years and make themselves profitable.

The analysis takes into consideration how much experience the Proposing Company has in the sector, in the development of this project and in the management of the technology.

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