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Days left0
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Annual return7,50%
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Investment duration24 MONTHS
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Investors163
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Min/Max investment100 / 90.000€
The company Kairos Società di Ingegneria S.r.l. requests a minimum funding of € 70,000 (with a maximum of € 90,000) to carry out the installation of two separate photovoltaic systems totaling 68 kWp (27.88 kWp for the first and 40.18 kWp for the second) on the roofs of two separate SMEs, one located in Vasto, in the Province of Chieti, and the other located in Roccaspinalveti, in the Province of Chieti.
HOW IS THE INVESTMENT REPAYED?
The projects are based on a form of contract called EPC (Engineering Procurement and Construction), also known as "Turnkey": the ESCo carries out, on behalf of a final customer, all the phases of engineering, installation, and construction of a plant; taking care of every detail, including post-production maintenance. The final customer can choose the most convenient agreement to repay the ESCo.
In the specific case of the first plant, the final customer will pay a leasing fee to the company Kairos for the purchase of the plant, with the possibility of redemption, while benefiting from energy through self-consumption for their productive activity. For the second plant, there is the possibility of activating a CER for the excess energy not self-consumed by the SME, taking advantage of the provided incentives.
Therefore, the energy produced by the photovoltaic plants will be both injected and sold to the grid, using the provided incentives, and self-consumed on-site by the companies that will benefit from significant energy savings.
ENERSCORE - WHAT IS ITS RATING?
Ener2Crowd provides a normalized parameter called "EnerScore" that is assigned to each individual investment proposal. This parameter defines an overall rating that objectively, comprehensively, and comprehensibly summarizes all the data that characterize the project.[...] (Sign up now to learn more).
INTEREST RATE ADJUSTMENT FACTOR
In recent months, the global socio-economic context has led to a strong increase in inflation, which is the prolonged increase in the average level of prices for goods and services. For this reason, the ECB predicts an increase in mortgage and financing rates with the aim of preserving consumers' purchasing power.
In this situation, Ener2crowd has also chosen to include the so-called "Interest Rate Correction Factor (Fc)", in order to adjust interest rates (and therefore yields for investors) to the variability of the general mortgage situation.
HOW THE Fc FACTOR IS APPLIED[...] (Sign up now to find out more)
The first intervention will be carried out on a SME in Vasto (CH).
The second intervention will be carried out on an SME in Roccaspinalveti (CH).
KAIROS - ENGINEERING COMPANY - S.R.L.
Active since 2011 in the field of Energy consulting, Kairos is an accredited Energy Service Company (E.S.Co) since 2011 and certified UNI CEI 11352 since 2013. Within it, professionals specialized in the field of energy efficiency work with over 20 years of work experience.
Kairos engineering's energy consultants, through a careful analysis of energy usage, will be able to identify waste and suggest interventions aimed at rationalizing consumption management, solutions for the modernization of existing systems (where necessary), and investments in new technologies based on the use of renewable sources, able to guarantee, through the maximization of efficiency, a concrete reduction in costs incurred.
The staff of Kairos will be by your side not only in the initial phase of verification, identifying the objectives and the necessary tools to achieve them, but will also personally follow or, thanks to external collaborators under their supervision, the implementation of the necessary interventions, offering assistance even for bureaucratic procedures, ensuring transparency and speed in communications.
THE OPINION OF THE ANALYST
Kairos Engineering Company S.r.l. is an Italian ESCo established in 2011 specializing in energy efficiency since its inception. The company is based in Atessa, in the province of Chieti (CH).
The administrator of Kairos Engineering Company S.r.l. is Dr. Claudio Bruno, with no previous negative issues.
The adopted analysis methodology includes the calculation of a synthetic risk indicator, called Easyscore Integrato, obtained through a proprietary algorithm that integrates and synthesizes three partial scores (Easyscore Expert, CeBi Score 4, and CR Score). The Easyscore Integrato places the company at a score of 80/100, corresponding to the judgment of "Wide Solvency."
Below is a summary of the analysis of the other partial scores:
- Rating Cribis D&B: evaluates the financial solvency and commercial reliability of the company through the calculation of the Cribis d&b Rating (Failure score, Delinquency score, Paydex Cribis d&b, negative events). Gaia Energy S.r.l. has been assigned a Cribis Rating of "2" with a lower cessation risk than the average;
- CeBi Score 4: CeBi elaborations provide the calculation of PD - Probability Default through a certified algorithm for the banking world, within the framework of scoring models and internal rating systems (so-called Internal Rating Based) used by Italian Credit Institutions. The scores evaluate the economic and financial solidity of the company, positioned within its current and prospective economic system. The analysis of the balance sheet as of 31-12-2021, in terms of insolvency risk, classifies the company in the S4 class, corresponding to a Solvency situation with a PD of 0.41%. This class includes 27.41% of the companies belonging to the study of ARCHITECTURAL, ENGINEERING AND OTHER TECHNICAL STUDIES. The company is less risky than the sector.
- CR Score: provides a synthetic judgment on the use of credit lines granted by the banking system, reported within the Banca d'Italia's Central Credit Register. The Score related to the Banca d'Italia's Central Credit Register is calculated over a 12-month period. This value is confidential as it is not a public data, but it shows a level of security.
The preceding analyses, summarized in the Easyscore Integrato, place Kairos Engineering Company S.r.l. in an area of "Wide Solvency" with a score of 80/100.
CONTRACTUAL STRUCTURE
The Financing Agreement is a purpose loan: Kairos Società di Ingegneria S.r.l. undertakes to use the funds received from Investors exactly as specified in the Project outlined in the public offering and not to divert them for other purposes.
COST STRUCTURE
The estimated cost for energy redevelopment is estimated at a total of approximately €105,000. The minimum target of the fundraising on Ener2Crowd will cover 66% of the Capex, while the maximum target will cover 85% of the total.
The crowdfunding lending campaign is a bridge loan that serves the company to cover the initial costs and continue with the installation works; the remaining portion of the Capex is covered by company funds.
AMORTIZATION PLAN OF THE FINANCING
The amortization plan provides for the repayment of Capital and Interest at each installment. Therefore, there will be quarterly installments amounting to €12,219.78.
The following amortization plan for Kairos - Società di Ingegneria - S.r.l. is calculated with an interest rate of 7.50% for a total of €90,000.
*before any tax deductions.
SDGs activated by the project
Gli SDGs - (Sustainable Development Goals) are 17 objectives defined by the United Nations in the 2030 Agenda for Sustainable Development as a framework for a programmatic strategy "to achieve a better and more sustainable future for all" by 2030.
https://sdgs.un.org/goalsWhy these SDGs?
• SDG 7 - significant energy savings generated by energy efficiency interventions;
• SDG 9 - implementation of resilient structures and infrastructures;
• SDG 11 - improvement of accessible housing and local communities;
• SDG 12 - responsible and efficient consumption of available resources;
• SDG 13 - activation of sustainable practices in contrast to and mitigation of climate change with relative GHG reduction.
Become a protagonist of the future and sustainable development by funding this initiative!
SOLAR
Solar panels are devices that convert sunlight into electricity. Composed of solar cells containing semiconductor materials, the panels capture photons from the sun and convert them into direct current. This clean and renewable energy can be used to power our homes, industries, transportation, and businesses, reducing the environmental impact. In addition to this environmental benefit, there is also a financial advantage from self-consumption and/or selling the energy produced by the system. Estimates predict over 50 GW of new photovoltaic installations for European countries. This would propel Europe on a growth trajectory, with a forecasted average annual growth of 85 GW by 2026. In 2022, Europe installed 41.4 GW of photovoltaic systems, a 47% increase compared to the 2021 figure of 28.1 GW.1 Photovoltaics represent one of the most promising renewable technologies to drive us towards decarbonization. Supporting such initiatives becomes essential in moving towards a more sustainable future.
WHAT ARE THE ENVIRONMENTAL BENEFITS GENERATED BY THE PROJECT?
It is estimated that the photovoltaic system will have a total annual production of 78,200 kWh per year, which is equivalent to:
Saving 33,626 kg of CO2 in the atmosphere every year
Planting 3,363 trees, enough to cover an area of 17 football fields
Avoiding emissions from 24 cars every year
These are the effects and benefits that can also be generated thanks to your contribution!
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