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Days left19
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Annual return9,00%
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Investment duration36 MONTHS
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Investors49
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Min/Max investment300 / 300.000€
WHAT AM I GOING TO INVEST IN?
The company A.T. Caravaqueña, S.L. is requesting funding in the amount of €300,000 (minimum target: €200,000) to meet growing demand and consolidate its sustainable production model. The capital raised will be used for the purchase of essential raw materials for production (such as natural fertilizers) and the acquisition of harvests from small local farmers who operate under the same organic farming principles.
Founded in 2011 and based in Barranda (Caravaca de la Cruz, Murcia), A.T. Caravaqueña has evolved into a business model focused on the production and marketing of broccoli and cauliflower, following a comprehensive approach that covers the entire value chain: from agricultural production to packaging and refrigerated distribution. This approach has enabled the company to operate year-round, reducing employment seasonality and strengthening its positive social impact in a region with low industrial development.
The company combines modern process management —with controlled atmosphere technology, temperature sensors, and full traceability— with a strong environmental commitment. A.T. Caravaqueña works closely with local farmers and positions itself as a driver of sustainable rural development.
How the investment will be repaid
The funds raised will enable A.T. Caravaqueña to expand its operational capacity at a strategic stage of growth, ensuring the purchase and processing of larger volumes of product. This enhancement will allow it to comply with the commercial agreements already signed with distributors, ensuring supply during high demand campaigns, particularly in the months of October through May.
The project is part of a strategy of sustainable and territorially responsible growth. The company has already invested in new cold storage and packaging areas, and this financial transaction reinforces its plan for consolidation and continuous improvement.
An investment that, in addition to generating economic return, supports an activity aligned with ecological transition, promoting responsible agricultural practices, reducing seasonality of employment, and fostering territorial cohesion.
ENERSCORE+ & EASYSCORE EXPERT INTEGRATED
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INTEREST RATE
In recent months, the European macroeconomic environment has shown signs of slowing inflation after a two-year period of price tensions. In response to this scenario, the European Central Bank has initiated a gradual cut in interest rates after a prolonged period of restrictive monetary policy. This reversal aims to support economic growth and facilitate access to credit for households and businesses by reducing financing costs. The aim is to stimulate domestic demand and foster financial stability, in a still uncertain environment influenced by global geopolitical dynamics and the ongoing energy transition. The new monetary policy cycle opens up more favorable prospects, but requires careful risk assessment, in a context where the economic outlook remains subject to frequent revisions.
Taxation of interest
In accordance with current regulations, the interest generated by this operation is subject to taxation depending on the investor’s tax residency and legal status:
- For individuals who are tax residents in Spain, the interest is considered investment income and is subject to a 19% withholding tax applied at the time of payment.
- For legal entities resident in Spain, the interest is included in the taxable base of the Corporate Income Tax and is also subject to a 19% withholding tax as a payment on account.
- For investors who are not tax residents in Spain, whether individuals or legal entities, the interest is generally subject to a final withholding tax of 19%, in accordance with the provisions of the Consolidated Text of the Non-Resident Income Tax Act (Royal Legislative Decree 5/2004).
| Type of Investor | Legal Status | Applicable Withholding Rate |
|---|---|---|
| Tax Resident in Spain | Individual | 19% (payment on account) |
| Legal entity | 19% (payment on account) | |
| Non-Tax Resident in Spain | Individual | 19% (final) |
| Legal entity | 19% (final) |
You can find more information in your Private Area, under the "Taxation" section.
In any case, we recommend consulting a tax advisor to assess your individual situation.
THE COMPANY'S HEADQUARTERS AND FARMLANDS
A.T. Caravaqueña, S.L. is headquartered in the municipality of Caravaca de la Cruz (Murcia), specifically in the hamlet of Barranda, an area with a strong rural vocation, where the company's production and logistics activities are concentrated. From here, the company manages all stages of the supply chain: from agricultural production to storage, handling and packaging of products.
The location of the facilities, in a natural setting with little industrial presence, reinforces the company's commitment to sustainable local development and to the economic enhancement of areas with limited employment supply and strong seasonality of labor.
The land and main operating facilities are located in the paraje of Cañada La Loma (Barranda), where the cultivated fields, cold storage, and product processing areas are located.
Barranda (Caravaca de la Cruz), Spain
A.T. CARAVAQUEÑA, SL
A.T. Caravaqueña, S.L. is a company founded in 2011 based in Barranda, a hamlet in the Murcian municipality of Caravaca de la Cruz. Initially founded as a fruit and vegetable project focused on processing and packaging vegetables, the company has evolved to a model specializing in the production, sorting, packaging, and marketing of broccoli and cauliflower.
After the COVID-19 pandemic, the company reoriented its activities toward a more resilient and sustainable approach, based on a network of small local farmers. This collaboration makes it possible to maintain a stable supply chain, based on criteria of responsible agriculture and territorial proximity.
Currently, A.T. Caravaqueña operates along the entire value chain: from agricultural production to storage in controlled atmosphere cells, to handling, washing, packaging, and refrigerated distribution, guaranteeing the traceability and freshness of the product at every stage.
The activity, concentrated mainly between October and May, allows for almost year-round operation, reducing the seasonality of labor and generating a positive impact in an area with low industrialization and limited stable employment opportunities.
In line with its commitment to sustainability, the company has adopted a model of gradual transition to organic farming, with practices that respect soil, water and biodiversity. This commitment has been recognized through international sustainability and food safety certifications such as:
- Organic Certification (CAERM - ES-ECO-024-MU) according to Regulation (EU) 2018/848
- IFS Food v8 certification, with Higher Level (97.37%)
- BRCGS Food Safety Issue 8 certification, with A rating
These certifications ensure that processes meet the highest standards in organic production, food safety and quality control.
Consolidated as a regional benchmark in its sector, A.T. Caravaqueña continues to grow by focusing on operational excellence, sustainability, and local roots.
THE ANALYST'S OPINION
The analysis of A.T. Caravaqueña SL, the company sponsoring the financing project, is based on reports provided by Experian-Axesor and Informa D&B (Dun & Bradstreet), reference points in corporate credit risk analysis, using available databases such as Experian Bureau Empresarial (EBE), Información de Créditos Impagados en Red (ICIRED), ASNEF Empresas, Registro de Impagados Judiciales (RIJ) and Axesor Monitoriza, as well as financial scoring tools that combine traditional methodologies (economic-financial, trend and reputation analysis) with advanced Artificial Intelligence and Machine Learning technologies.
CONTRACTUAL STRUCTURE
The Loan Agreement is a purpose loan: A.T. Caravaqueña SL undertakes to use the funds received from the Investors exactly as set forth in the Project illustrated in the public offering and not to divert them for other purposes.
LOAN AMORTIZATION SCHEDULE
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CONFLICTS OF INTEREST
Relevant Persons, except the Conflict of Interest Policy Officer and the Crowdfunding Service Provider, who may not under any circumstances participate in Crowdfunding Offerings posted on the Platform, are allowed to invest in this Crowdfunding Offering on equal terms with all other Investors and without preferential treatment or privileged access to information.
For more information see the policy at link
SDGS ACTIVATED BY THE PROJECT
The SDGs - (Sustainable Development Goals) are 17 goals defined by the United Nations Organization in the Agenda 2030 for Sustainable Development as a framework for a programmatic strategy "to achieve a better and more sustainable future for all" by 2030.
https://sdgs.un.org/goals
By funding this project you can contribute to support and implement the following SDGs Sustainable Development Goals:
Why these SDGs?"
- SDG 3: Ensure health and well-being for all and for all ages;
- SDG 8: Fostering lasting, inclusive and sustainable economic growth, full and productive employment and decent work for all;
- SDG 12: Ensure sustainable patterns of production and consumption;
- SDG 13: Promote actions, at all levels, to combat climate change;
- SDG 15: Protect, restore and promote sustainable use of the Earth's ecosystem.
Become a key player in the future and sustainable development by funding this initiative!
WHAT ARE THE ENVIRONMENTAL BENEFITS GENERATED BY THE PROJECT?
In this specific operation, aimed at covering working capital needs and supporting the growth of productive activity, it is not possible to calculate direct environmental benefits in terms of emissions reduction. However, the financing project contributes to strengthening the sustainable agri-food model developed by A.T. Caravaqueña, S.L., a company that integrates environmental criteria across its entire value chain.
The company has initiated a progressive transition towards organic farming, supported by agronomic practices that respect ecosystems and the surrounding environment. These practices are based on reducing the use of chemical inputs, using natural fertilizers, and preserving soil structure, thereby contributing to the regeneration of agricultural biodiversity and the protection of water resources.
A.T. Caravaqueña holds international certifications that endorse its environmental and food safety commitment, including:
- Organic certification in accordance with Regulation (EU) 2018/848.
- IFS Food v8 Certification (Higher Level).
- BRCGS Food Safety Issue 8 Certification (Grade A).
In addition, the company promotes a local circular economy model, working with nearby farmers who share its responsible production criteria, which helps to minimise logistical transport and the related emissions.
Although this operation does not have an immediately quantifiable impact in terms of CO2 reduction, it does contribute to the strengthening of a sustainable agricultural model, aligned with the principles of ecological transition and the Sustainable Development Goals (SDGs).
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