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Days left18
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Annual return10,50%
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Investment duration15 MONTHS
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Investors68
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Min/Max investment300 / 250.000€
INVESTOR BOOST
NEW - INTEREST RATE BASED ON INVESTED AMOUNTS
For the first 7 days of fundraising, there is also a “fast ticket” +0.5% to be added to the rates listed above.
WHAT I'M GOING TO INVEST IN
Heal Estate S.r.l. promotes “Casa Armonia”, an exclusive residential project built from scratch in the heart of Padua. Conceived according to advanced principles of green building and conscious bio-architecture, it requires bridge financing between a minimum of €100,000 and a maximum of €250,000. The initiative involves the construction of a prestigious single-family villa spread over two levels, designed with the aim of creating a healthy, sustainable housing ecosystem focused on personal well-being, integrating living comfort, architectural quality, and environmental impact reduction.
The project stands out for its extensive use of natural and eco-friendly materials selected according to healthiness, breathability, and environmental sustainability criteria. Key features include high-performance lime-hemp bio-bricks with excellent thermo-hygrometric properties, plant-based insulation, and natural interior finishes such as white clay plaster, lime "pastellone" flooring, and natural oak parquet. These solutions help promote the natural regulation of indoor humidity, improve indoor air quality, and guarantee high thermal and acoustic comfort throughout the year.
Furthermore, the design approach places particular emphasis on the integration of architecture, energy efficiency, and environmental sustainability through a highly performing building envelope and a latest-generation systems setup. This includes a photovoltaic system, high-efficiency solutions, and technologies aimed at reducing energy consumption, thanks to the use and choice of premium eco-friendly materials. The project is completed by a large garden designed according to criteria of landscape harmony and local biodiversity protection. Thanks to this model of "tailor-made green building", Casa Armonia aims to be a next-generation housing solution capable of combining technological innovation, living well-being, and sustainability, reaching high quality and energy standards in class A4.
Project landing page with all details https://casaarmonia.healestate.it/
THE PROJECT
DETAILS
COME SI RIPAGA L'INVESTIMENTO
QUALITATIVE EXAMINATION
INTEREST RATE
THE INTERVENTION SITE
HEAL ESTATE S.R.L.
THE ANALYST'S OPINION
The analysis of the Company proposing the fundraising is the result of a report issued by EasyFintech S.r.l. – License art. 134 TULPS Prefecture of Milan prot. no. 14795/12B15E of 01/31/2020 – based on calculators from available databases such as Crif, CriBis, CeBi, Cerved, Dun & Bradstreet, InfoCamere, and other financial scoring tools integrated with AI, Machine Learning, and Data Analysis.
CONTRACTUAL STRUCTURE
COST STRUCTURE
LOAN AMORTIZATION SCHEDULE
ASSUMPTION OF RISK
Crowdinvesting represents a form of crowdfunding aimed at raising capital for entrepreneurial initiatives. Through authorized digital platforms, investors can support business projects, obtaining, depending on the type of offer, a stake in the company's capital (equity) or a periodic return in the form of interest (lending). It constitutes an alternative and complementary financing channel to traditional credit, capable of facilitating access to capital for businesses and, at the same time, offering both retail and professional investors new opportunities for portfolio diversification and returns, contributing concretely to the development of the real economy. As with every other form of investment, crowdinvesting also entails potential risks. Before accepting an offer, it is essential for the investor to carefully analyze all available information. The conscious assumption of risk constitutes a fundamental step in the decision-making process. It is therefore appropriate to inquire proactively about one's own risk propensity and to fully and transparently inform oneself regarding the characteristics and uncertainties linked to the investment.
Unlike traditional investment channels, crowdinvesting creates a direct link between businesses and investors, encouraging active participation in the growth of the entrepreneurial fabric and the development of the financed projects. However, this direct, innovative, and disintermediated relationship requires full awareness of the risks associated with the instrument. Since November 2023, the sector has been regulated by the European ECSP Regulation (European Crowdfunding Service Providers Regulation), which has introduced a uniform regulatory framework at the community level, strengthening transparency standards, risk assessment procedures, and protections for the benefit of investors.
CONFLICTS OF INTEREST
Relevant Persons, except for the Conflict of Interest Policy Officer and the Crowdfunding Service Provider, who are in no case allowed to participate in Crowdfunding Offers published on the Platform, are authorized to invest in this Crowdfunding Offer, on equal terms with all other Investors and without preferential treatment or privileged access to information.
For more information, consult the policy at the following link
SDGS ACTIVATED BY THE PROJECT
The SDGs - (Sustainable Development Goals) are 17 goals defined by the United Nations Organization in the 2030 Agenda for Sustainable Development as a programmatic strategy framework "to achieve a better and more sustainable future for all" by 2030.
https://sdgs.un.org/goals
Why these SDGs?
• SDG 7 energy savings generated by efficiency interventions;
• SDG 9 implements resilient facilities and infrastructure;
• SDG 11 improvement of local communities and corporate infrastructure;
• SDG 12 responsible and efficient consumption of available resources;
• SDG 13 contrast and mitigation of climate change with a relative reduction of GHG.
Become a protagonist of the future and sustainable development by financing this initiative!
Green building
Green building in the residential sector refers to the set of design, construction, and engineering techniques oriented toward the creation of sustainable, healthy, and efficient buildings through the use of natural materials, low environmental impact solutions, and technologies aimed at indoor well-being. The most widespread interventions and approaches include: the use of eco-friendly and recyclable materials; natural thermal insulation; the use of structural timber and low-emission raw materials; optimization of orientation and natural lighting; controlled mechanical ventilation; integration of high-efficiency energy systems; use of renewable energy; smart management of consumption and indoor air quality. Green building does not aim exclusively at reducing energy consumption and climate-altering emissions, but also at improving living comfort, quality of life, and the overall sustainability of the building throughout its entire life cycle. This approach makes it possible to reduce the environmental impact of the construction sector, which is responsible for a significant share of global energy consumption and CO₂ emissions, while promoting a more efficient, resilient, and health-oriented housing model. In this context, growing regulatory attention and the spread of incentives dedicated to sustainable buildings are accelerating the transition toward an increasingly green and efficient real estate asset baseline, in line with European sustainability and decarbonization targets by 2030.
WHAT ARE THE ENVIRONMENTAL BENEFITS GENERATED BY THE PROJECT?
Fast Ticket
Invest in the first days of the campaign, for you immediately an additional 0.5% gross annual interest rate.
Green Generation
Additional +0.5% gross annual interest rate on all green loans, reserved for Under24s (18-24 years) through the Environment Points of the GreenPremio program."
Energy forest
For every investment of €1,000 (or multiples thereof), we will make a donation to high social and environmental impact projects proposed by zeroCO2.
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