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Days left0
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Base rate until9,50%
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Investment duration36 MONTHS
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Investors54
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Min/Max investment300 / 40.000€
N.B.: It is not possibille to use Bonus on this Project, neither to use or get Environment Points
WHAT AM I ABOUT TO INVEST IN?
The company Unicorn Mobility S.r.l. is seeking a minimum financing of €40.000 (with a maximum of €80.000) to purchase electric vehicles - from e-bikes to e-scooters, from e-mopeds to e-microcars - integrated with an advanced management software platform. This fundraising will allow the company to accelerate its business development in the Italian and European markets.
HOW IS THE INVESTMENT REPAID?
Unicorn Mobility operates with a B2B model based on long-term service contracts. The company provides electric mobility solutions to clients such as businesses, hotels, residential communities, and other partners who want to integrate electric vehicles (bicycles, scooters, mopeds, or microcars) into their ecosystems to enhance their offerings for employees, guests, or residents.
REVENUE MODEL
- Service fee from B2B clients
- Clients pay a periodic (monthly) fee for the operational rental of vehicles and for access to related services, which include:
- Preventive and corrective maintenance.
- Insurance management.
- Digital solutions for fleet monitoring and management.
- Customization of the offering according to client needs.
- This fee guarantees clients a turnkey service, eliminating the need to invest directly in the purchase of vehicles.
- For the hospitality sector, Unicorn Mobility introduces specific models that generate revenue from both the B2B client (e.g., the accommodation facility) and the end client (guests or users of the vehicles).
- The facility pays a fixed fee for the implementation and management of the service, while individual guests can rent vehicles directly through the Unicorn Mobility app.
- In this B2B2C model, revenues include:
- Fee from the facility for the availability and maintenance of the vehicles.
- Direct payments from users via the app for vehicle rentals, with a revenue-sharing agreement with the hosting facility.
REPAYMENT OF FINANCED VEHICLES
- To support the purchase of vehicles, Unicorn Mobility collaborates with financial institutions or uses dedicated credit lines to finance the distributed vehicles.
- The service fee and revenues from app rentals are designed to cover the following costs:
- Repayment of financial installments for the distributed vehicles.
- Operational costs, including logistics, maintenance, and insurance management.
- Margin for the company.
SYNTHESIS OF THE FINANCIAL CYCLE
Thanks to this approach, Unicorn Mobility generates a recurring and diversified revenue stream, allowing for the repayment of the initial investment in vehicles while ensuring flexibility and scalability in service for clients. The B2B2C model in the hospitality sector amplifies revenue potential, adding value to both the business partner and the end client.
QUALITATIVE SCORING AND FINANCIAL SCORING
ENERSCORE+ & INTEGRATED EASYSCORE EXPERT
Ener2Crowd provides a primary qualitative parameter called “EnerScore+” that is assigned to each individual investment proposal. This parameter defines a SCORING that objectively, comprehensively, and understandably summarizes all the data characterizing the project from a technical perspective, moving from an ESG evaluation expressed in CLASSES, and a verification of the activated SDGs (Sustainable Development Goals) parameters.
A specific Financial Rating is provided, called “Integrated Easyscore Expert,” which results from the credit analysis carried out by EasyFintech, where the reliability and solidity of the creditworthiness of the project holder company is verified. EasyFintech S.r.l. is a company that operates as a commercial information reseller with License art. 134 TULPS Prefecture of Milan prot. no. 14795/12B15E of 31/01/2020.
In the case of the project proposed by Unicorn Mobility S.r.l., the resulting EnerScore+ is equal to 8,5, for which a ENERSCORE+ BB (ESG) is assigned, while the Integrated Easyscore Expert results in a level of 4 - SOLVENCY.
Qualitative Scoring – EnerScore+
Elements analyzed:
- Clarity of project objectives and comprehensibility of descriptions;
- Strategic significance of the project;
- Project business plan;
- Clarity of information;
- Technical-project verification;
- Assessment of the team’s integrity of the project holder;
- History and experience on the platform of the project holder, and if present, track record of timely payments;
- Consistency of the crowdfunding project with the objectives and mission of the platform, particularly environmental sustainability, innovation, positive impacts on the territory, ethics of the provided service, and social impact;
- Activated SDGs by the project;
- ESG report issued by Cerved Rating Agency.
Integrated Score issued on 15/11/2024 – confidential and not reproducible
Financial Scoring – Integrated Easyscore Expert
Elements considered for the calculation of the Integrated Easyscore Expert Report – (classes from 1 to 10 with a score of 0 - 100) prepared by EasyFintech S.r.l.:
- Corporate structure, beneficial owners, and reputational analysis;
- Analysis of representatives and related companies;
- Latest three filed financial statements;
- Financial scoring (Crif, CriBis, CeBi, Cerved, Dun & Bradstreet);
- Analysis of InfoCamere databases;
- Any bad news regarding the company owners and administrators;
- Any registrations or prejudicial transcripts concerning the project holder, controlling partners, and company representatives;
- Statistical methodologies based on Artificial Intelligence, Machine Learning, and Data Analysis;
- Commercial reliability scoring;
- Analysis of the Central Risk of the Bank of Italy.
NOTE: It is specified that these values represent only a point of reflection that an investor may consider in the decision to participate in the financing.
INTEREST RATE DEFINITION
In recent months, the global socio-economic context has led to a significant increase in inflation, which is a prolonged increase in the average level of prices of goods and services. The ECB has therefore predicted an increase in mortgage and financing rates with the aim of preserving consumers' purchasing power. The increase in central rates is a macroeconomic policy to counter inflation: the objective of raising rates is to reduce purchasing power by reducing available liquidity for both individuals and companies, to slow down the economy and prevent a continuous uncontrolled rise in prices. . In June 2024, after 5 years, the ECB made an initial rate cut of 0.25 percentage points, followed by another 0.25 percentage points in September and October, with a continuously revised bearish outlook - following macroeconomic estimates, opening up new scenarios in the financial market.
INDEXING TO EURIRS AND EURIBOR INDICES
Just as banks define the interest rate applied to loans, in this case, the interest rate is also tied to the EURIRS index (in the case of a fixed rate) and EURIBOR index (in the case of a variable rate).
UNICORN MOBILITY S.R.L.
Micromobility for the communities of the future
Unicorn Mobility is an innovative startup that offers electric mobility solutions for private communities, corporate sectors, and hospitality. We provide an integrated ecosystem that includes e-bikes, scooters, electric mopeds, and micro cars, supported by infrastructure such as wallboxes and advanced management systems to promote sustainable and decarbonized transport. With an international presence extending from Europe to the United Arab Emirates and Saudi Arabia, we collaborate with hotels, resorts, companies, and residential compounds to enhance the shared mobility experience. Founded by Gianluca, former founder of MiMoto, and Ludovico Tessari, an entrepreneur with solid experience in e-commerce, and Guy Delle Piane, an impact investor and entrepreneur with an exit in the logistics sector, Unicorn Mobility combines strategic and technological expertise to meet the needs of a greener future.
Link to documents
Hospitality Commercial Brochure: Unicorn Hospitality ITA
Corporate Commercial Brochure: Unicorn Corporate Fleet ITA
THE OPINION OF THE ANALYST
The analysis of the Company proposed for fundraising is the result of the Report provided by EasyFintech S.r.l. - License art. 134 TULPS Prefecture of Milan prot. no. 14795/12B15E of 31/01/2020 - based on calculators from available databases such as Crif, CriBis, CeBi, Cerved, Dun & Bradstreet, InfoCamere, and other financial scoring tools that combine traditional analysis (economic-financial, trend, reputational) with statistical methodologies based on Artificial Intelligence, Machine Learning, and Data Analysis.
UNICORN MOBILITY S.r.l. is an Innovative Company based in Milan, established in 2023, with ATECO code 77.21 "Bicycle Rental".
The company UNICORN MOBILITY S.r.l. is managed by Ludovico Tessari and Gianluca Iorio, on whom no negative aspects emerge, and is 100% owned by the Dutch company UM TECHNOLOGIES B.V. - whose partners are Ludovico Tessari, Gianluca Iorio, and Guy Delle Piane, on whom no past negative aspects emerge.
The analysis methodology adopted includes the calculation of a synthetic risk indicator, called Easyscore Integrato of EasyFintech S.r.l., obtained through a proprietary algorithm that integrates and synthesizes three partial scores (Easyscore Expert, CeBi Score 4, and CR Score). The Easyscore Integrato of EasyFintech places GIFT S.r.l. in an area corresponding to the assessment of "Solvency".
Below is a summary of the analyses of the other partial scores:
• Cribis D&B Rating: assesses the financial solvency and commercial reliability of the company through the calculation of the Cribis D&B Rating (Failure score, Delinquency score, Paydex Cribis D&B, negative events). UNICORN MOBILITY obtained a Cribis Rating of "3" with a "risk of cessation higher than average".
• CeBi Score 4: CeBi analyses provide the calculation of the PD - Probability of Default through a certified algorithm used by Italian banks in internal rating systems. The analysis of the balance sheet as of 31-12-2023 classifies the company in the R1 class, corresponding to a Risk situation with a 1-year PD of 3.62%. This class includes 19% of companies in the "RENTAL OF GOODS FOR PERSONAL USE AND FOR THE HOME" sector.
• CR Score: provides a synthetic judgment on the methods of use of the credit lines granted by the banking system, reported within the Risks Central Bank of Italy. The Score related to the Risks Central Bank of Italy is calculated over a 12-month period. This parameter is confidential but shows elements of Security.
These analyses, summarized in the Easyscore Integrato of EasyFintech, place GIFT S.r.l. in an area of "Solvency".
CONCLUSIONS
Unicorn Mobility S.r.l. represents an innovative initiative in the field of sustainable mobility and has already established strategic collaborations with various hotel groups. The financial data represents a new reality that requires investments to grow. The negative net equity, the loss of 2023, and the placement in a medium financial risk class suggest a cautious situation. A strength is the founding team, which already has experience in the sector with a previous exit. Investors are advised to conduct a detailed analytical assessment before proceeding with any funding decisions. The innovative potential of the company should be weighed against the highlighted financial risks.
CONTRACTUAL STRUCTURE
The Financing Agreement is a purpose loan: UNICORN MOBILITY S.r.l. undertakes to use the funds received from investors exactly as specified in the Project outlined in the public offer, and not to divert them for other purposes.
COST STRUCTURE
The company has planned a total investment of 5 million euros for the purchase of assets for electric mobility. Purchase tranches of €500.000 are expected. The Minimum Target for the fundraising on Ener2Crowd will cover 8% of the Capex, while the Maximum Target will cover 16% of the total.
The financial structure is as follows:
AMORTIZATION PLAN
36-MONTH AMORTIZATION PLAN
The amortization plan provides for the repayment of Capital and Interest with each installment. There will therefore be quarterly installments of €3.870,03.
The following amortization plan for Unicorn Mobility S.r.l. is calculated with an interest rate of 9,5% for a total of €40.000.
Note: The start of the amortization plan is finalized from the first available date after the release terms have elapsed, therefore the statement provided is a mere simulation containing the first available date in case the campaign is finalized at its expiration.
*before any tax withholdings.
36-MONTH AMORTIZATION PLAN (PROFESSIONAL INVESTORS)
The amortization plans provide for the repayment of Capital and Interest with each installment at a variable rate (EURIBOR). There will therefore be quarterly installments with an interest portion that will vary.
The following shows the trend of the 3-month EURIBOR:EURIBOR3M
For professional investors by law, the following amortization plan is proposed, calculated with an interest rate of 5,40% + EURIBOR3M for a total of €40.000.
Note: The start of the amortization plan is finalized from the first available date after the release terms have elapsed, therefore the statement provided is a mere simulation containing the first available date in case the campaign is finalized at its expiration.
*before any tax withholdings.
**The rate has been assumed with the latest available EURIBOR; it is an example value for informational purposes.
WARNING: In the case of variable rate projects, all additional rates resulting from environmental points and/or Bonuses do not change with the variation of the EURIBOR, but are defined at the investment stage and added to the base fixed rate, forming a fixed part to which the variable part of the EURIBOR will then be added to each installment.
CONFLICTS OF INTEREST
The Relevant Parties, except for the Conflict of Interest Policy Manager and the Crowdfunding Service Provider, who cannot under any circumstances participate in the Crowdfunding Offerings published on the Platform, are authorized to invest in this Crowdfunding Offering on equal terms with all other Investors and without preferential treatment or privileged access to information.
For more information, please consult the policy at the following link
SDGS ACTIVATED BY THE PROJECT
The SDGs - (Sustainable Development Goals) are 17 objectives defined by the United Nations in the Agenda 2030 for Sustainable Development as a framework for a programmatic strategy "to achieve a better and more sustainable future for all" by 2030.
https://sdgs.un.org/goals
By financing this project, you can contribute to support and implement the following SDGs Sustainable Development Goals:
Why these SDGs?
• SDG 9 implementation of resilient structures and infrastructure;
• SDG 11 improvement of energy efficiency and strengthening of communities;
• SDG 12 responsible and efficient consumption of available resources;
• SDG 13 combating and mitigating climate change with a related reduction in GHG.
Become a protagonist of the future and sustainable development by financing this initiative!
SUSTAINABLE MOBILITY
Sustainable mobility represents an integrated approach to the transport of people and goods, designed to minimize environmental, social, and economic impacts. This concept is based on the promotion of solutions that reduce greenhouse gas emissions, air and noise pollution, and the consumption of natural resources, thereby contributing to improving quality of life and protecting the environment. The idea of sustainable mobility includes the use of eco-friendly transport modes, such as electric vehicles, bicycles, efficient and low-emission public transport, as well as car-sharing and bike-sharing. Additionally, it emphasizes the importance of urban planning that encourages walking or biking, making cities more livable and accessible. It is not just about technology or infrastructure, but also about promoting a cultural shift that encourages more responsible behaviors, such as preferring public transport to individual car use. Sustainable mobility aims to ensure a transport system that is safe, efficient, accessible, and equitable, meeting current needs without compromising the resources of future generations.
WHAT ARE THE ENVIRONMENTAL BENEFITS GENERATED BY THE PROJECT?
Assuming a mileage of each e-bike of 300 km/year, the impact of each was estimated as follows. The use of a single e-bike traveling this distance is equivalent to:
Saving 63 kg of CO2 in the atmosphere every year
Planting 6 trees
Avoiding the emissions of exhaust gases from 1 cars every year
These are the effects and benefits that can also be generated thanks to your contribution!
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